“I need help. It’s my grandparents. They live alone and I don’t know what to do. They won’t move and they are making some really bad decisions with money. I feel helpless.” That’s what a 30-year-old woman said to me recently after pulling me aside outside the post office. These types of conversations aren’t easy
One of the best ways to attack any problem in life is head on. Money is no different. You can't ignore your financial situation or the stress just gets worse. You must decide you have had enough and take action to gain control of your finances and your future. Here are three steps you can
Frugality is a sacrifice I make as I pursue life goals. My mind is constantly focused on my goals. I set targets for myself and make the necessary adjustments in life to ensure I hit them. Being frugal allows me to take action today for a more fulfilling tomorrow. When I go out with friends,
Household budgets are strained and giving is more difficult than ever. Everyone is working with reduced resources and most of us feel as though we don't have enough to enjoy our own lives. The idea of giving may seem unreasonable. But maybe now, more than ever, is the best time to give. There is a
Valentine's Day is an occasion to show others that you care by giving gifts from the heart. Many commercially-available gift ideas can cost a decent amount of money, putting people off from being able to buy the gifts they want for this special occasion. Fortunately, there are a wide variety of ways to save money
Budgeting. This is often something that gets put off, but when money gets tight, we all wish that we had done it earlier. Although it is not a fun task, set time aside THIS WEEK to create, or review, your budget. The first step to creating a budget is to figure out where your money is
While most people detest the word budget, it doesn’t have to be something you hate! Mindset is key to success in anything in life, and finances are no different. Do you want money and debt to just “happen,” or do you want to have control, once and for all? Budgeting is simply mastering your money.
Do you see yourself as someone who won’t ever retire? You probably know some people who have already retired, but you can’t imagine that you’d ever stop working. As retirement age gets closer, do you identify your own thoughts about retirement in these statements? “I’m never going to retire. I can’t afford it.”