Conserving energy is important for many reasons. Wise use of resources is important for preserving and protecting our environment. It's also important for protecting your pocketbook from skyrocketing utility bills. Thankfully, a few wise choices and small changes in your daily routine can make a big difference in lowering your energy bill. Energy
Long before the green movement, efforts to halt the progression of pollution were solitary and far between. However, since the media has placed the spotlight on the green movement, both companies and individuals alike are doing their part. Never before has there been more of an incentive to make a conscious effort to save
My mind is constantly focused on my goals. I set targets for myself and make the necessary adjustments in life to ensure I hit them. Being frugal allows me to take action today for a more fulfilling tomorrow. When I go out with friends, I am careful to spend wisely. Extra expenditures can make my
You probably think life would be so much simpler if you could just concentrate on helping your kids with their homework or running a faster mile. The reality is that we all have to juggle a wide variety of goals. A number of studies suggest that breaking goals down into specific action steps works
You’ll get more return out of your investment if you take the necessary steps to provide your tenants with a good experience and if you actively manage your rental property. These tips will help you become a landlord people want to rent from while maximizing the return on your investment: Be aware of the
“I need help. It’s my grandparents. They live alone and I don’t know what to do. They won’t move and they are making some really bad decisions with money. I feel helpless.” That’s what a 30-year-old woman said to me recently after pulling me aside outside the post office. These types of conversations aren’t easy
One of the best ways to attack any problem in life is head on. Money is no different. You can't ignore your financial situation or the stress just gets worse. You must decide you have had enough and take action to gain control of your finances and your future. Here are three steps you can
Frugality is a sacrifice I make as I pursue life goals. My mind is constantly focused on my goals. I set targets for myself and make the necessary adjustments in life to ensure I hit them. Being frugal allows me to take action today for a more fulfilling tomorrow. When I go out with friends,
Household budgets are strained and giving is more difficult than ever. Everyone is working with reduced resources and most of us feel as though we don't have enough to enjoy our own lives. The idea of giving may seem unreasonable. But maybe now, more than ever, is the best time to give. There is a
Valentine's Day is an occasion to show others that you care by giving gifts from the heart. Many commercially-available gift ideas can cost a decent amount of money, putting people off from being able to buy the gifts they want for this special occasion. Fortunately, there are a wide variety of ways to save money
